Trade Republic savings rate (October 2026)
Trade Republic pays 2.50% interest on the Betaalrekening met rente. New customers get 3.00% on up to €50,000.
Trade Republic savings accounts
Betaalrekening met rente
| On the whole balance | 2.50% |
|---|---|
| Welcome rate (up to €50,000) | 3.00% · new customers |
- The higher rate is for new customers. Trade Republic gives no end date. Existing customers get the ECB deposit rate.
- You need the Trade Republic app. You get interest on money you do not invest.
- Partner banks' deposit guarantee
Trade Republic compared with other banks
With € 25,000, Trade Republic ranks 1 of 15 banks. In the first year, with welcome rates:
| Savings | Trade Republic | Best bank | Best bank |
|---|---|---|---|
| €10,000 | €300.00 | Trade Republic | €300.00 |
| €25,000 | €750.00 | Trade Republic | €750.00 |
| €50,000 | €1,500.00 | Trade Republic | €1,500.00 |
Frequently asked questions
What is the savings rate at Trade Republic?
Trade Republic pays 2.50% interest on the Betaalrekening met rente. New customers get 3.00% on up to €50,000.
Are my savings safe at Trade Republic?
Yes. Trade Republic keeps your money at several large European partner banks. There it is protected up to € 100,000 per person by that bank's deposit guarantee scheme.
Which bank has the highest savings rate?
Without a promotion, Trade Republic pays the highest rate now: 2.50% on the Betaalrekening met rente. With a welcome rate for new customers, Yapı Kredi Bank is highest: 3.30% for 3 months. What earns you the most depends on your balance. The calculator works it out.
Savings rates at other banks
- ABN AMRO savings rate
- ASN Bank savings rate
- bunq savings rate
- DHB Bank savings rate
- ING savings rate
- Knab savings rate
- Lloyds Bank savings rate
- Nationale-Nederlanden savings rate
- NIBC savings rate
- Openbank savings rate
- Rabobank savings rate
- Santander Consumer Bank savings rate
- Triodos Bank savings rate
- Yapı Kredi Bank savings rate