ING savings rate (October 2026)
ING pays 1.25% interest on the Oranje Spaarrekening on your balance up to €10,000.
ING savings accounts
Oranje Spaarrekening
| €0 to €10,000 | 1.25% |
|---|---|
| €10,000 to €100,000 | 1.00% |
| €100,000 to €1,000,000 | 1.00% |
| Above €1,000,000 | 0.00% |
- You need an ING current account.
- With ING Extra or ING Max you get extra interest on the first € 10,000.
- Dutch deposit guarantee
ING compared with other banks
With € 25,000, ING ranks 14 of 15 banks. In the first year, with welcome rates:
| Savings | ING | Best bank | Best bank |
|---|---|---|---|
| €10,000 | €125.00 | Trade Republic | €300.00 |
| €25,000 | €275.00 | Trade Republic | €750.00 |
| €50,000 | €525.00 | Trade Republic | €1,500.00 |
Frequently asked questions
What is the savings rate at ING?
ING pays 1.25% interest on the Oranje Spaarrekening on your balance up to €10,000.
Are my savings safe at ING?
Yes. ING has a Dutch banking licence. Your savings are protected up to € 100,000 per person by the Dutch deposit guarantee scheme.
Which bank has the highest savings rate?
Without a promotion, Trade Republic pays the highest rate now: 2.50% on the Betaalrekening met rente. With a welcome rate for new customers, Yapı Kredi Bank is highest: 3.30% for 3 months. What earns you the most depends on your balance. The calculator works it out.
Savings rates at other banks
- ABN AMRO savings rate
- ASN Bank savings rate
- bunq savings rate
- DHB Bank savings rate
- Knab savings rate
- Lloyds Bank savings rate
- Nationale-Nederlanden savings rate
- NIBC savings rate
- Openbank savings rate
- Rabobank savings rate
- Santander Consumer Bank savings rate
- Trade Republic savings rate
- Triodos Bank savings rate
- Yapı Kredi Bank savings rate